Purchasing a home is the American dream. A lot of people plan, work hard, and make purchasing a home a reality. It is a proud moment when a new homeowner is handed their house keys. It can be an extremely exciting time—a time to celebrate. With that said, some homebuyers may experience a little more stress, than excitement, if they are not prepared to pay closing costs. Closing costs are fees charged to the buyer by several service providers. The good news is, closing costs are negotiable, and a seller may agree to pay all or some of the buyers closing costs; however, be prepared to pay some closing cost fees upfront. A mortgage company is the best resource to contact to learn about the closing costs. A mortgage consultant will answer questions and go over the costs line item by line item. A closing cost dilemma should never discourage anyone from seeking their home purchasing dream. There are always alternative options, even if the option is to wait a while before purchasing. The key is contacting the right real estate professional to assist the buyer through the purchasing process. A home buying dream can become a reality.